Where would a contractor typically obtain a surety bond?

A contractor typically obtains a surety bond through an insurance agent because insurance agents have access to various bonding companies. These agents are knowledgeable about the bonding process and can help contractors assess their bonding needs based on the specific requirements of their projects and the jurisdiction in which they operate. They can also guide contractors through the application process, providing insights on how to secure the bond effectively.

Additionally, obtaining a surety bond through an insurance agent ensures that the contractor is working with a licensed professional who understands the nuances of bonds in the construction industry. Unlike banks or real estate offices, insurance agents specialize in insurance products and bonding, making them the most suitable resource for contractors looking to secure a surety bond. Online brokerages might offer bonds, but they lack the personalized service and expertise that a dedicated insurance agent can provide.